Credit Assistance Programs

Leasing will usually get you a lower monthly payment than if you were to purchase the same car. You may also be able to upgrade to a more expensive model or add additional options while staying within budget.

At the end of your lease, you will simply turn the car in to the leasing agency.

Purchasing a car sometimes comes with facing uncertain market values when the time comes to sell or trade your car in. When financing, you are still liable for paying the loan balance if you owe more than the vehicle is worth.

Financing or purchasing a vehicle means that the bank or leader will need an initial payment from you. Among other factors, this payment is usually calculated according to your credit score.